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If you answered even one question wrong, you could be at risk of having a coverage gap. And that’s a scary thing since even one gap could put your financial well-being in jeopardy. Fortunately, an insurance professional like an ERIE agent can help you get the protection you need at an affordable price. All of ERIE’s more than 2,200 agencies are owned and operated by independent agents. While “captive” agents represent one insurance company, independent agents represent a variety of companies. They can check coverages and prices offered by many carriers before suggesting an insurance carrier and policy that offers the value, protection and service you need.